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High Banks Lake

Chippewa County, Michigan · MI DNR bathymetric survey
40ft Max
depth
18 acres 8 contours
Paddling Index72GoodMedium confidencesheltered geometry · away from major roads
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Depth scale

The lake

Survey readout

High Banks Lake is mapped to a depth of 40 ft on the Michigan DNR survey and covers about 18 acres in Chippewa County, Michigan.

Measured from the Michigan DNR inland-lake contour survey.

Deepest mapped contour
40 ft
Mean depth
15.4 ft · estimated
Surface area
18 acres
Estimated volume
279 acre-ft · 91M gal
Shoreline
0.69 mi · lobed
Aquatic vegetation
0% of surface · NDVI estimate
Public access
No public DNR launch identified
Additional depth details8 contours
Contour depths
0–40 ft
Recorded point soundings
40 ft

36.6% of the surface sits over water shallower than 10 ft; 34.9% is deeper than 20 ft. Depth, area and volume are estimated from the interpolated survey surface — historical reference, not measurement.

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Chart data

Provenance

Sources: MI DNR inland lake contours, USGS 3DEP, USDA NAIP (public domain), OpenStreetMap (ODbL), MI DNR Boat Launches.

⚠ Not for navigation

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Map details & sources5 sources

All layers registered to one bounding box; positions in WGS 84.

Survey-derived depth contours drape over USGS 3DEP elevation, with a USDA NAIP aerial basemap and OpenStreetMap shoreline. Colour shows surveyed depth; dark lines are the survey's own isobaths.

Coordinates
46.36412, -84.86677
MI DNR lake ID
L29227
Vertical exaggeration
2.32×
Basemap
USDA NAIP · public domain
Model size
0.9 MB

Paddling

Paddling Index methodology v1.0 · calculated 2026-08-21
72 / 100GoodData confidence: Medium

High Banks Lake has a partly natural setting, well sheltered geometry, limited nearby major-road exposure. No special watercraft restriction is identified in the current source.

Why this score?5 components

Included in the index

ComponentRatingPoints of weightMeasurement
Natural settingGood21.0 of 3568% natural land cover within 150 m of shore (54% forest, 3% wetland; 28% developed)
Geometric wind exposureExcellent29.4 of 29mean fetch 346 m · 100% of sampled water within 500 m of shelter · short fetch in most directions
Watercraft controlsNone identified8.8 of 18No special watercraft restriction identified in the current DNR source. Motors permitted, subject to general law.
Public accessNot listedNo DNR-listed access site. Township, county and road-end launches are not in this source, so this is not evidence that access is poor — the component is excluded and the remaining weights are renormalized.
Road isolationVery Good13.0 of 18limited nearby major-road exposure · 3 MDOT-classified segments within 1.2 km, peak 1,985 vehicles/day

Additional paddling considerations

These describe the lake but are not part of the v1 Paddling Index and do not change the number above.

Wake sensitivity
Moderate — narrow in places — wakes would carry across parts of the lake
Aquatic vegetation
Low — approximately 0% mapped coverage · NAIP aerial imagery (NDVI)
Observed motorized activity
Unknown — No lake-level measurement of boat traffic is available. Legal permission to operate motors is not evidence of use.
Wildlife habitat potential
Moderate — 54% forest and 3% wetland cover within 150 m of shore
How this index is calculated. The Paddling Index is a relative composite derived from lake geometry and public environmental, access, roadway and watercraft-control data. It is not a user review, a safety rating, or a prediction of an individual outing. Differences of a few points should not be treated as meaningful — an 84 and an 82 are broadly comparable. Components and weights: natural setting 30%, geometric wind exposure 25%, watercraft controls 15%, public access 15%, road isolation 15%; observed motorboat activity is weighted 0% because no defensible lake-level measurement exists. Where a component has no data the remaining weights are renormalized and the confidence rating is lowered; below Medium confidence no number is shown. Sources: MI DNR Watercraft Control Areas (2026-08), USGS/MRLC NLCD Land Cover (2021), MDOT Annual Average Daily Traffic (2025) and MI DNR bathymetric survey outline (0 ft isobath). Conditions change quickly — check current weather and local conditions before going out.

Fish you might catch

from DNR surveys & active stocking

4 species with recent evidence in this lake — sized relative to each other. Illustrations are AI-generated representative adults in everyday colours, not photographs (provenance).

Rainbow Trout
Pumpkinseed
Bluntnose Minnow
Northern Redbelly Dace

Historically stocked, no recent evidence: Brook Trout (last planted 2009), Atlantic Salmon (last planted 1988), Splake (last planted 1985) — not shown above.

Fishing rules for this lake Beta

Size and daily limits for the 4 species found here — 4 open to harvest.

These are hook-and-line size, daily limit and season rules. Gear, spearing and bow fishing, spawning closures and rod limits are set by other Fisheries Orders and are not shown here.

Bluntnose MinnowOpen to harvestMinimum size: no size limit · Daily limit: no possession limit (2026 DNR digest · all other species)
Northern Redbelly DaceOpen to harvestMinimum size: no size limit · Daily limit: no possession limit (2026 DNR digest · all other species)
Beta. This panel is newly published. Every value is parsed from the Michigan DNR fisheries orders and hand-checked against the printed digest, but the coverage and wording are still under review. If anything here disagrees with the Michigan DNR's Fisheries Orders or its printed digest, the DNR is right — the signed Fisheries Order is the legal text; the digest summarises it.
Designated Type B trout lake — season open for the entire year; tackle: all types of natural bait and artificial lures may be used.
Bluntnose MinnowOpen to harvestMinimum size: no size limit · Daily limit: no possession limit (2026 DNR digest · all other species)
Northern Redbelly DaceOpen to harvestMinimum size: no size limit · Daily limit: no possession limit (2026 DNR digest · all other species)
PumpkinseedOpen to harvestMinimum size: no size limit · Daily limit: 25 (FO-215 · statewide inland) The 25 is in any combination of the sunfishes — Bluegill, Pumpkinseed, Black and White Crappie, Rock Bass, Green, Longear and Redear Sunfish, Warmouth and hybrids — not 25 of each (FO-215.23A).
Rainbow TroutOpen to harvestMinimum size: 12" · Daily limit: 5 (FO-254 · Type B) Five (5) trout, except that the daily possession limit shall not include more than three (3) trout 15 inches or greater.

From FO-206.26 (eff. 2026-04-01) / FO-215.23A (eff. 2023-09-15) / FO-254.25 (eff. 2025-10-10), checked against the 2026 Michigan Fishing Regulations digest · verified 2026-08-24. Regulations can change — Michigan DNR rules are the controlling source; verify current regulations before fishing. Official regulations

Compiled from Michigan DNR fishery surveys and Michigan DNR stockings within the last 10 years. Silhouettes are stylized and scaled to typical adult sizes relative to one another. Presence is not a promise — fishing isn’t a sure thing.

Fishery

surveyed 2023
220Fish sampled
4Species

Gamefish

Rainbow Trout29 caught · to 16″

Panfish

Pumpkinseed147 caught · to 5″

Forage & nongame

Bluntnose Minnow36 caught · to 3″
Northern Redbelly Dace8 caught · to 4″
Stocking: High Banks Lake has a long history of fisheries management, beginning with a survey in 1949 and trout stocking efforts and habitat improvements in the early 1950s.
Length is the largest fish netted in the survey, not an angler record. Source: Michigan DNR Status of the Fishery Resource report (counts summed across survey years).

DNR stocking

state stocking record · 1979–2026

Fish the Michigan DNR has planted in this lake — what was added, distinct from what a survey netted above.

Rainbow trout75,214 stocked · 1979–2026 · 44 plantings
Complete stocking history3 older species
Brook trout1,998 stocked · 2009
Atlantic salmon300 stocked · 1988
Splake4,965 stocked · 1981–1985 · 5 plantings

Non-native species records

No non-native species recorded in the available dataset. This does not confirm that no non-native species are present.

Source: Midwest Glacial Lakes Partnership Conservation Planner; underlying nonindigenous species records from the USGS Nonindigenous Aquatic Species database.

At the lake

community-mapped amenities · straight-line distance
⛻ Campground≈0.9 mi
From OpenStreetMap community mapping — shown only where something is mapped; an amenity missing here may still exist. Distances are straight-line. Verify before you rely on it. © OpenStreetMap contributors (ODbL).

Bait & tackle nearby

licensed retail bait dealers · straight-line distance
Trout Lake Speedy Mart LLC≈7.9 mi2161 M 123, Trout Lake · Google · Apple
Twin Cedars Resort≈14 mi21984 S Wegwas Dr, Trout Lake · Google · Apple
Dealers licensed by the Michigan DNR to sell live bait; listing is not an endorsement. Distances are straight-line, not driving — and call ahead: hours and stock change. Source: Michigan DNR retail bait dealer data.
Quick answers

High Banks Lake — common questions

How deep is High Banks Lake?

The deepest contour on the Michigan DNR bathymetric survey of High Banks Lake is 40 ft. That is the deepest depth the historical survey map records, which may differ from the deepest point of the lake itself.

How big is High Banks Lake?

High Banks Lake covers about 18 acres in Chippewa County, Michigan.

What is the average depth of High Banks Lake?

The estimated mean depth of High Banks Lake is 15.4 ft, calculated from the survey contours.

What fish are in High Banks Lake?

Species with survey, catch or recent-stocking evidence include rainbow trout, pumpkinseed, bluntnose minnow, northern redbelly dace. The page shows the evidence behind each.

Is there public access to High Banks Lake?

No public launch for High Banks Lake appears in the Michigan DNR access data. That is not the same as the lake being private -- municipal and private ramps are not in that source.